Whether you’re building a portfolio or refinancing, we help you move quickly with tailored lending for buy to let and commercial property, including support for complex cases like HMOs, MUFBs and limited company structures.
GET STARTED WITH A QUOTE
What sets us apart:
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Up to 80% LTV available across buy-to-let and commercial
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Decades of lender-side experience
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Fast, clear decisions from people who understand the market
What we help with:
- Urgent completions
- Deposit shortfalls
- Chain-break scenarios
- Refinance
- Capital raise
Why Credco
You’ll deal directly with someone who understands the pressure and pace of property deals. We’ll guide you to the right lender, who can move quickly and meet the needs of your deal.

Ready to take the
next step?
Let’s chat about what you’re working on and how we can help make it happen.
We'll come back quickly - usually the same day. If you would prefer to speak with us now please call 0204 628 0990.
If you're after more detail — here’s a quick overview.
We work with a broad range of borrowers, from individuals to limited companies and SIPPs, and consider properties such as offices, retail and industrial units, and holiday lets.
We’re also comfortable with complex situations, including flats above shops, portfolio incorporations, and expat applicants.
Typical Maximum Loan-to-Value (LTV):
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Buy-to-Let: up to 80%
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HMOs & MUFBs: up to 75%
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Commercial Mortgages: up to 75%
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Limited Company Applications: up to 80%
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HMOs & MUFBs: Up to 75% LTV
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Commercial Mortgages: Up to 75% LTV
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Limited Company Applications: Up to 80% LTV