Question 1

How quickly can you arrange finance?

Accepted Answer

It depends on the type of funding and your circumstances. For bridging finance, we can often get funds in place within 5-10 days. Development finance or buy-to-let mortgages may take longer. If speed is critical, like auction purchases or urgent completions, we’ll move quickly and keep you in the loop at every stage.

Question 2

What’s the typical process once I make an enquiry?

Accepted Answer

We’ll start with a short call to understand your goal. From there, we gather the right details, identify suitable lenders, and manage the process from application to completion: keeping things moving and making the process as straightforward as possible.

Question 3

What information do I need to provide?

Accepted Answer

Once we know what you’re trying to do, we’ll guide you through what’s needed, typically things like ID, income details, credit history and property or business documentation. Rest assured, there will be no form-filling for the sake of it.

Question 4

Can you help if I’ve already been declined elsewhere?

Accepted Answer

Yes. Just because one lender has said no doesn’t mean there isn’t a way forward. We work with lenders who are open to more complex cases, from unusual properties to credit challenges. We’ll look at your situation clearly and help shape a route forward.

Question 5

Can you finance a property I’ve bought at auction?

Accepted Answer

Absolutely. We can arrange pre-auction approvals or fast turnaround bridging finance. If you’ve already won a lot, we’ll act quickly to ensure you meet tight deadlines and complete on time.

Question 6

Do you work with first-time developers or only experienced ones?

Accepted Answer

Both. Whether it’s your first site or your fifth, we tailor funding to match the scale and structure of your project. From land deals to phased builds: we’ve got you covered.

Question 7

Do you work with companies as well as individuals?

Accepted Answer

Yes. We support individuals, limited companies and sole traders: across property investment, asset purchases, and business finance.

Question 8

Do you only work on property finance?

Accepted Answer

Property finance is our core, but we also help with business liabilities such as tax or VAT bills. If your funding need sits outside the box, we’ll let you know what’s possible.

Question 9

Why should I use a broker instead of going direct?

Accepted Answer

We do the heavy lifting but more than that, we bring years of insight into how lenders think, what underwriters need to see, and where your deal will be best received. You get access to more lenders, better terms, and experienced guidance throughout. It’s quicker, clearer, and often more cost-effective in the long run.

Question 10

What makes Credco different from other brokers?

Accepted Answer

We don’t deal in off-the-shelf advice. Everything we do is shaped around your circumstances, your timelines and your goals. We’re responsive, discreet, and focused on getting the deal done right for you.

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