NEWS & INSIGHTS
What we are seeing.
Market views, regulation and deal commentary, written by the people placing the deals rather than a content team.
MARKET NEWSLandlord yields broke 7%. HMOs did the heavy lifting.Average yields hit 7.02%, with HMOs at 8-12%. The finance is a different job.
REGULATIONEPC Band C by 2030: how the MEES tightening reshapes refurbishment financeMEES tightens to EPC Band C by 2030, and the refurbishment work has to be funded.
TEAM INSIGHTSWhy we still pick up the phone.Kam on why an email isn't enough, and how we keep clients from feeling like a file.
MARKET NEWSBridging is getting faster, and the reason isn’t the lenders.Completion times are down 15% in a year. Most of the market is reading it wrong.
TEAM INSIGHTSWould I invest in this myself?Hiran on the question he asks before every deal, and what changes when the answer is no.
REGULATIONThe smaller landlord squeeze.65,000+ landlord exits under the Renters' Rights Act. What it means for lenders.
TEAM INSIGHTSStart with the problem, not the product.Sehbaaz on how an outsider's view of finance shapes our lender relationships.
TEAM INSIGHTSConstruction is proactive. Finance is reactive.Kam on what construction taught her about working in specialist finance.
TEAM INSIGHTSIt’s a track record, not a transaction.Sehbaaz on why the partnerships that last look nothing like the ones that don't.
DEAL COMMENTARYEvery lender says they’re commercial. The truth is more complicated.Every lender says they look at the deal, not the box. Committees are stricter.
TEAM INSIGHTSThe work nobody seesKam on why specialist finance lives or dies on operations.
TEAM INSIGHTSChallenge the deal before the lender doesA Q&A with Hiran on the work that happens before a file ever leaves the office.STAY IN THE LOOPThe market read, once a month.What moved, what it means for funding, and the deals we placed. No filler, one email.